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Available Financing

We want to remove any and all barriers to keep #peoplepedaling, so we have partnered with a few third-party financing options available during the checkout process.

What finance options do we offer?

Financing is offered through our 3rd-party partners Affirm, and Sezzle

How does the checkout process work when you finance your bike?

During checkout, if you select Affirm or Sezzle as your payment option, the shopping cart will usher you the respective financing site where you will go through the credit verification process.

What is Affirm financing?

Affirm is a company in which users are allowed to purchase goods provided by online merchants while paying them off in fixed monthly payments. They don't have any hidden fees, including late fees.

What is Sezzle Payment Installments?

The Sezzle e-commerce payment platform, launched in 2017, enables customers of participating online stores to split the payment for their purchases into four installments. The first installment is paid at the moment of purchase while the other three are due at regular intervals over the following six weeks.


Does applying for financing affect my credit score?


Applying for credit does not affect your credit score in any way. However, please note that financing will be available only to customers who qualify for these services through their credit verification process. Sixthreezero Bicycle Co. has no control in the decision of approving lines credit and determining interest rates through these financing partners.


Instead of relying solely on a customer’s FICO score for credit risk evaluation, Sezzle’s underwriting system assesses each order individually and takes into account multiple factors including a soft credit score check, the customer’s order history with Sezzle, and the total purchase amount. The customer’s credit score is not impacted. Sezzle’s service comes at no added cost to the consumer. Repeat customers who have paid off previous purchases on time are allowed to finance the purchase of more expensive products.


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